Ryan Smith, AEGON UK, Edinburgh

How does AEGON decide where to invest its money?

"We manage not only our own money, but also money that belongs to our customers and policyholders. We have a duty to them - to meet their requirements. But we also have a broader responsibility - to make sure we invest responsibly, that we take into consideration other factors, such as a respect for the environment, for labor standards and for international human rights."